Can i file for chapter 7 bankruptcy in WA without a lawyer ...

i don't have the $1900 to pay and it is a simple bankruptcy for one creditor just wondering if i can do it myself and just pay the state fee of $299?

You say you are trying to file pro se for one credit. Is this the only debt you have? If you are going to file chapter 7, you have to file for all your debt and that includes debt you owe to relatives. Now if it is the only creditor that you have, then you can file pro se but I wouldn't recommend it. If you miss a schedule or mess something up you whole case could be dismissed and then you are asking for trouble.
If you don't have the money now and are sure that you will be filing, then stop paying your creditor. By law, you are not allowed to pay more than $600 dollars to a creditor in a three month period (prefferential payment).

Depending upon how much you owe that creditor and your income and other debts, you may not qualify for BK filing. you have to meet a "means test" to determine if you qualify for Ch 7 filing. If not, you'll have to go the Ch 13 route and pay the debt off. Also, certain debts cannot be discharged via BK filing.

If you do qualify, you'll be asking for trouble. you could inadvertently reaffirm the debt, which means you are acknowledging the debt and you intend to pay it. you may lose all of your assets including your home in Ch 7 BK, but not in Ch 13. Your home could have a lien placed against it even in Ch 7 if you have sufficient equity in it.

I live in WA state and I just went through a BK. Do not and I repeat do not file BK on your own. even with an attorney some things went wrong with mine. my attorney worked for his fee, believe me. Have you considered going through a consumer credit counseling service if your debt is not really large. BK stays on your credit report up to 10 years with Chapter 7, so I would think long and hard before filing.

You can but you're asking for trouble. It's a very bad idea.

Source: http://www.financetalkinghub.com/can-i-file-for-chapter-7-bankruptcy-in-wa-without-a-lawyer.html

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